Es el factor (valor) que se aplica a la adquisición de créditos hipotecarios y que son publicadas en el Diario Oficial de la Federación por el Banco de México

Enero 2009

Día	Enero	Febrero	Marzo	Abril	Mayo	Junio	Julio	Agosto	Septiembre	Octubre	Noviembre	Diciembre	Día
1	3.933466	3.955575	3.965324	3.988525	4.008053	4.010473	4.015984	4.033013	4.057748	4.083064	4.111115	4.145170	1
2	3.933949	3.956250	3.965681	3.989713	4.008210	4.009809	4.016746	4.033977	4.058529	4.084253	4.112363	4.147767	2
3	3.934432	3.956925	3.966038	3.990901	4.008367	4.009145	4.017509	4.034941	4.059310	4.085443	4.113612	4.150366	3
4	3.934915	3.957601	3.966395	3.992089	4.008524	4.008482	4.018271	4.035906	4.060092	4.086632	4.114861	4.152967	4
5	3.935398	3.958277	3.966751	3.993278	4.008681	4.007819	4.019034	4.036870	4.060874	4.087823	4.116111	4.155569	5
6	3.935881	3.958952	3.967108	3.994467	4.008838	4.007155	4.019796	4.037835	4.061656	4.089013	4.117361	4.158173	6
7	3.936364	3.959628	3.967465	3.995656	4.008996	4.006492	4.020559	4.038800	4.062438	4.090204	4.118611	4.160778	7
8	3.936847	3.960304	3.967822	3.996846	4.009153	4.005829	4.021322	4.039765	4.063220	4.091395	4.119862	4.163385	8
9	3.937331	3.960980	3.968179	3.998036	4.009310	4.005166	4.022085	4.040731	4.064002	4.092587	4.121113	4.165994	9
10	3.937814	3.961657	3.968536	3.999226	4.009467	4.004504	4.022849	4.041696	4.064785	4.093779	4.122364	4.168604	10
11	3.938682	3.961782	3.969314	3.999751	4.009844	4.004964	4.023077	4.042401	4.065527	4.094352	4.122848	4.169177	11
12	3.939550	3.961908	3.970092	4.000277	4.010220	4.005424	4.023305	4.043106	4.066270	4.094925	4.123331	4.169751	12
13	3.940418	3.962033	3.970870	4.000802	4.010597	4.005885	4.023533	4.043811	4.067013	4.095499	4.123815	4.170324	13
14	3.941286	3.962159	3.971649	4.001327	4.010974	4.006345	4.023761	4.044517	4.067756	4.096072	4.124298	4.170898	14
15	3.942155	3.962285	3.972427	4.001853	4.011351	4.006806	4.023990	4.045222	4.068499	4.096646	4.124782	4.171471	15
16	3.943024	3.962410	3.973206	4.002378	4.011728	4.007267	4.024218	4.045928	4.069242	4.097219	4.125265	4.172045	16
17	3.943893	3.962536	3.973985	4.002904	4.012105	4.007727	4.024446	4.046633	4.069985	4.097793	4.125749	4.172619	17
18	3.944762	3.962662	3.974764	4.003429	4.012481	4.008188	4.024674	4.047339	4.070728	4.098367	4.126233	4.173192	18
19	3.945631	3.962787	3.975543	4.003955	4.012858	4.008649	4.024903	4.048045	4.071472	4.098941	4.126717	4.173766	19
20	3.946500	3.962913	3.976323	4.004481	4.013236	4.009110	4.025131	4.048751	4.072216	4.099515	4.127201	4.174340	20
21	3.947370	3.963039	3.977102	4.005007	4.013613	4.009570	4.025359	4.049457	4.072960	4.100089	4.127685	4.174914	21
22	3.948240	3.963164	3.977882	4.005533	4.013990	4.010031	4.025588	4.050163	4.073704	4.100663	4.128169	4.175488	22
23	3.949110	3.963290	3.978661	4.006059	4.014367	4.010492	4.025816	4.050869	4.074448	4.101237	4.128653	4.176063	23
24	3.949980	3.963416	3.979441	4.006585	4.014744	4.010953	4.026044	4.051576	4.075192	4.101812	4.129137	4.176637	24
25	3.950851	3.963541	3.980222	4.007111	4.015121	4.011414	4.026273	4.052283	4.075936	4.102386	4.129621	4.177211	25
26	3.951525	3.963898	3.981407	4.007268	4.014457	4.012176	4.027235	4.053063	4.077123	4.103632	4.132208	4.178395	26
27	3.952200	3.964254	3.982592	4.007425	4.013792	4.012937	4.028197	4.053843	4.078311	4.104878	4.134797	4.179578	27
28	3.952874	3.964611	3.983778	4.007582	4.013128	4.013699	4.029160	4.054624	4.079499	4.106125	4.137388	4.180762	28
29	3.953549	3.964968	3.984964	4.007739	4.012464	4.014460	4.030123	4.055404	4.080687	4.107371	4.139981	4.181946	29
30	3.954224		3.986151	4.007896	4.011800	4.015222	4.031086	4.056185	4.081875	4.108619	4.142575	4.183131	30
31	3.954899		3.987338		4.011136		4.032050	4.056966	4.109866	4.109866		4.184316	31

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